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Racing Yacht Insurance
Racing Yacht Insurance

Racing yachts represent the pinnacle of nautical engineering, meticulously crafted for regattas and competitive sailing, where the ultimate goal is to achieve maximum performance and speed. These vessels are designed with one primary focus: to attain the highest possible velocity on the water, often prioritizing this over comfort and cruising capabilities. They embody the cutting edge of sailing technology and design.

Among these elite yachts, you'll find renowned series such as the Club Swan 36 and 50, as well as a variety of custom-built yachts tailored by owners with a singular ambition—to dominate in racing. Each of these yachts is a testament to innovation, featuring the latest materials and design advancements that push the boundaries of what's possible in the sport. Specialized classes like the IMOCA 60, TP 52, and AC 40 further illustrate this dedication to performance, with each class fine-tuned for specific events or regattas, ensuring they perform at their best under race conditions.

Comfort on racing yachts is deliberately minimized, as every aspect of their design is optimized for speed and agility. Yet, depending on the level of competition, these yachts may be equipped with sophisticated navigation and weather systems, calibrated specifically for regatta needs. These advanced systems are essential for precise decision-making and strategy, often making the difference between winning and losing in high-stakes races.

Operating a racing yacht demands an experienced and well-trained crew, capable of managing the vessel under extreme conditions. The challenges are immense, with every maneuver and adjustment requiring flawless execution to maintain a competitive edge.

At Sealogy, we understand the unique challenges faced by racing yacht owners. Our tailored insurance coverage is designed to protect your investment, providing peace of mind while you focus on your competitive pursuits.

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Highlights of our Racing Yacht Cover

Coverage According to Your PrioritiesYou choose between comprehensive All-Risk Cover and cost-effective Basic Cover, protecting you against named perils.
Tailored to Meet Your NeedsTogether, we tailor insurance coverage that aligns perfectly with you, your yacht, and your intended use. Our mission is to provide you with the peace of mind to pursue your dreams with confidence.
Agreed Fixed Value for Total LossIn the unfortunate event of a total loss, our Top Cover ensures you receive the full sum insured as agreed, without any deductions except for residual value.
New for Old for Partial LossesFor partial losses, our Top Coverage replaces damaged parts up to the full sum insured amount, without any deductions. We ensure your yacht is restored with the care it deserves.
Protection During Land TransportYour yacht is protected during transports whether on land or sea, including trailered yacht transport on a ferry.
Your Yacht Manager is Co-InsuredAt your request, we extend coverage to your yacht management company and other firms involved in maintenance or refit works.
Comprehensive Regatta CoverDuring sailing regattas as well as training turns, our Top Coverage has you fully protected. We also offer coverage for international offshore regattas. Wherever you race, we sail by your side.
Worldwide Cruising CoverageWith us, you can navigate the world with confidence. Our global coverage, available upon request, accompanies you wherever the wind may carry you.

Tailor-Made Insurance Coverage

At Sealogy we believe that Peace of Mind is absolutely essential to thrive in life and business. Our goal is to contribute to your peace of mind on your maritime endeavours so that you can fully embrace your passion.

We achieve that by providing you with insurance coverage that is meticulousy tailored to your needs and priorities ensuring that you can Navigate with Confidence, knowing you're thoroughly protected every step of the way.

Tailoring insurance coverage to your specific needs and priorities begins by understanding your specific set-up and priorities. It involves considering the level of protection you need and want, the importance of premium costs and the deductibles you’re comfortable with. And then to carefully craft insurance coverage to align with your unique needs and specific circumstances.

At Sealogy, every insurance policiy is as unique as the owner that seeks insurance coverage with us.

Send us a Quote Request and we’ll be happy to provide you with a tailor-made insurance quotation that perfectly suits your needs. And if it’s not exactly right the first time, we’ll refine it until it truly fits you.

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Yacht Insurance - Products and Cover-Concepts

Third Party Liability (TPL) Insurance

Third Party Liability Insurance (TPL) provides vital protection against financial liabilities if your yacht causes damage to other vessels, property, or people. It’s the essential coverage that allows you to navigate with peace of mind, knowing you’re protected. Learn more about our Sealogy Third Partly Liability Insurance for your yacht.

Hull & Machinery (H&M) Insurance

Hull & Machinery Insurance (H&M) covers the physical integrity of your yacht, including its hull and onboard machinery. From unexpected accidents to challenging weather conditions, this coverage ensures your yacht is safeguarded and can be promptly restored. Learn more about our Sealogy Hull & Machinery Insurance for your yacht.

Passenger Accident Insurance

Passenger Accident Insurance offers crucial coverage for any injuries your guests might sustain while aboard your yacht. It’s a reflection of your dedication to their safety, ensuring that everyone can enjoy their time at sea with confidence. Learn more about our Sealogy Passenger Accident Insurance for your yacht.

Sealogy BASIC - Named Peril Cover

Our Sealogy BASIC Cover is a named Peril Cover. That means it provides insurance protection only against specific risks or "perils" explicitly listed in the policy and the Terms & Conditions. If a peril isn't named, it's not covered. For example, if your policy lists theft, grounding and collision as covered perils, then damage caused by any other event would not be covered. Our BASIC Cover is a cost effective way to protect against many of the most relevant risks for yacht owners. In some cases - mostly very special risks - BASIC Cover may be the only cover we can provide. Learn more about our Sealogy BASIC Cover for your yacht.

Sealogy TOP - All-Risk Cover

Our Sealogy TOP Cover is an All Risk Cover. It offers comprehensive protection by covering a wide range of potential risks - except those explicitly excluded in the policy and/or Terms & Conditions. Unlike our BASIC Cover, which only covers specific risks listed in the policy, our TOP Cover offers much broader protection. Seeking insurance coverage based on our TOP Cover is the best way to achieve maximum Peace of Mind on your maritime adeventures. Learn more about our Sealogy TOP Cover for your yacht.Get your Quote